Let’s delve into the KB Savings Bank Kiwi Emergency Fund Loan details of loan products that offer 1 million won for individuals with various credit ratings. Additionally, I’ve summarized loan products specifically available for those with a credit rating of 8 or for individuals with credit defaults or delinquencies in the 8th grade.
KB Savings Bank Kiwi Emergency Fund Loan – Grade 8, 1 Million Won Loan Product
Application and Eligibility Criteria: The KIWI Emergency Fund Loan evaluates credit scores regardless of occupation or income. If you meet the KB Savings Bank credit score requirements, you can avail of the small loan.
Applying for Grade 8, 1 Million Won Loan: Apply for a 1 million won loan directly.
Loan Limit and Interest Rate: The maximum loan limit is 3 million won, and the interest rate ranges from 8.9% to 19% per annum.
Loan Duration and Repayment Method: The loan term is up to 1 year, with the possibility of extension up to 5 years at maturity. The repayment method is a lump-sum payment at maturity.
Loan Origination Fees: There are no early repayment fees or additional fees.
[Links to various small loan products]
NH Nonghyup Emergency Fund Loan – Grade 9, 1 Million Won Loan Product
Application and Eligibility Criteria: The NH Nonghyup Emergency Fund Loan requires applicants to be at least 19 years old and have a TELCO grade within the 9th grade.
Loan Limit and Interest Rate: The loan limit ranges from a minimum of 500,000 won to a maximum of 3 million won, with an interest rate of 3.04% to 4.34%.
Loan Duration and Repayment Method: The loan term is 3 years, with no grace period, and the repayment method is a principal and interest equal installment.
Loan Origination Fees: There are no early repayment fees.
[Links to more information about Nonghyup’s All-One Emergency Fund Loan]
Hana Bank One WonQ Emergency Fund Loan – Immediate 1 Million Won Loan Available
Application and Eligibility Criteria: The Hana Bank One WonQ Emergency Fund Loan is available to individuals who can obtain insurance securities from the Seoul Guarantee Insurance Corporation. Age requirement is 19 years or older, and occupation or income is not heavily considered.
Loan Limit and Interest Rate: The maximum loan limit is 3 million won, with an interest rate of 4.47% to 6.3%.
Loan Duration and Repayment Method: The loan term is up to 1 year, with repayment at maturity.
Loan Origination Fees: There are no early repayment fees.
[Links to more information about Hana One WonQ Emergency Fund Loan]
KakaoBank Emergency Fund Loan – Mobile Available 1 Million Won Loan
Application and Eligibility Criteria: Applicants must be able to obtain insurance securities from the Seoul Guarantee Insurance Corporation, be at least 19 years old Korean citizens, not have credit scoring information, not have applied for rehabilitation, bankruptcy, discharge, etc., not have overdue loan payments, and not have financial fraud records.
Loan Limit and Interest Rate: The loan limit ranges from a minimum of 500,000 won to a maximum of 3 million won, with an interest rate of 3% to 13%.
Loan Duration and Repayment Method: The loan term is 1 year, with repayment at maturity.
Loan Origination Fees: None.
[Links to more information about KakaoBank’s products for unemployed individuals]
FINK Emergency Fund Loan – Quick 1 Million Won Loan Available
Application and Eligibility Criteria: The FINK Emergency Fund Loan is available to individuals who pass the DGB Daegu Bank’s review process.
Loan Limit and Interest Rate: The loan limit is 3 million won, with an interest rate of 3.08%.
Loan Duration and Repayment Method: The loan term is 1 year, with repayment at maturity.
Loan Origination Fees: There are no early repayment fees.